Ichchha Pandey
Assistant Professor
Ichchha Pandey
Assistant Professor
Academic Appointment(s)
James M. Hull College of Business
Department of Hull College of Business
James M. Hull College of Business
Bio
Dr. Ichchha Pandey, CFP®, holds an M.S. in Finance from the University of Nevada, Reno, and a Ph.D. in Personal Financial Planning from Texas Tech University. She is committed to teaching and research in the field of finance. Dr. Pandey believes in creating an engaging learning environment by incorporating real-world scenarios into her teaching, enabling students to apply theoretical concepts to practical situations.
Her research focuses on the impact of financial literacy on individuals’ financial decision-making and behavior. Through her work, Dr. Pandey aims to deepen understanding of this relationship and identify strategies to improve financial behaviors, ultimately advancing the discipline of financial planning. Her scholarly contributions have been published in leading academic journals, including the Journal of Behavioral Finance, the Financial Planning Review, the Journal of Financial Therapy, and the Financial Planning Research Journal.
- IPANDEY@augusta.edu
- AH E128
Education
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Ph.D., Finance and Financial Manageme Texas Tech University, 2023
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Ph.D., Financial Planning and Service Texas Tech University, 2023
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MS, Finance and Financial Manageme Texas Tech University, 2021
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MS, Financial Planning and Service Texas Tech University, 2021
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MS, Finance, General University of Nevada - Reno, 2019
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BBA, Finance, General Tribhuvan University, 2015
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BBAM, Business Administration and Ma Tribhuvan University, 2015
Certifications
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CFP® 2023
Awards & Honors
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Hull College of Business (HCOB) Research Award HCOB, 2026
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AFCPE® Outstanding Research Paper Symposium Award Association for Financial Counseling & Planning Education® (AFCPE®), 2025
Courses Taught Most Recent Academic Year
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FINC 4470
Estate Planning
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FINC 3405
Financial Planning
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FINC 3400
Corporate Finance
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FINC 4460
Employee Benefits & Ret Plans
Teaching Interests
I have taught a variety of finance courses, including Financial Planning, Retirement Planning, Corporate Finance, and Investments. I deliver these courses using multiple modalities, including in-person, online, and hybrid formats, ensuring an engaging, practical learning experience for diverse student needs.
Scholarship
Selected Recent Publications
- Enhancing Financial Self-Efficacy through Financial Literacy: Leveraging Financial Education Mandates as an Instrument Variable to Examine Causal Pathways, 2026
Journal Article, Academic Journal - Financial Knowledge and Credit Card Management Behavior: Analysis Using Fractional Regression, 2025
Journal Article, Academic Journal - Life Insurance and Retirement Income Rating, 2025
Journal Article, Academic Journal - Financial Self-Efficacy and Debt Behavior: Does Gender or Marriage Matter?, 2025
Journal Article, Academic Journal - Investors’ Response to Market Volatility and Financial Sophistication, 2025
Journal Article, Academic Journal
Research Interests
My research primarily examines households’ and individuals’ financial behaviors, with a focus on financial planning. A significant portion of my research examines the impact of financial literacy on consumer financial decisions, particularly debt management and investment behavior.
Research Interest: Financial Literacy, Financial Planning, Consumer Finance, Financial Behavior
Department Service
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Academic Affairs Committee 2025 - Present
Role: Committee Member
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Course development for Finance concentration 2023 - Present
Role: Committee Member
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Defining Activities/ metrics for Student Success 2024
Role: Attendee, Meeting
College Service
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Liasion CFP® Certification 2025 - 2025
Role: Other
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Faculty Excellence Series 2025 - 2025
Role: Attendee, Meeting
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HS Competition Event 2025 - 2025
Role: Other
Professional Service
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Quality & Quantity 2025 - 2025
Role: Reviewer, Ad Hoc Reviewer
Public Service
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Via Cognitive Health 2025 - 2025
Role: Guest Speaker